Can you believe we only have about a week of October to go? Don’t look now, but many Canadians are already gearing up for the holiday season. As a retailer, there is no more important time of year than now to prepare your store for a boost in sales. Keep in mind that the majority of your holiday shoppers will be using their credit cards to pay for their holiday shopping purchases. Your acceptance of said cards will make for happy holidays!
Credit cards offer purchase protection.
Purchase protection is an especially beneficial perk during the holiday shopping season. Obviously, it’s a busy time of year when people spend more than usual. Naturally, consumers want to ensure their purchases don’t get lost, stolen or damaged. In the event of such an unfortunate circumstance, a credit card with purchase protection can help with the replacement of the item.
“Some cards provide theft or damage protection for expensive items you charge, paying you the costs to repair or replace the item if something happens shortly after you buy it,” informs Christy Bieber of The Motley Fool, “You won't get these protections if you pay cash for an item, and they can really come in handy if there's a problem with that perfect present that in fact turned out to have some flaws.”
Credit cards allow for easy online shopping experiences.
If you plan on shopping online, you’ll need to use a credit card. It’s just that simple. Be mindful that most consumers will do at least some of their holiday shopping online this year. Not only does online shopping help you avoid being in the middle of a busy shopping centre, it gives you the convenience of making purchases from the comfort of your own home.
“Using a credit card for online shopping enables you to complete your purchase in just a few steps, especially if you have saved your card on the online platform,” reports One Credit Card, “If you are shopping on reliable websites, you don’t need to worry about your card information getting compromised. Saving your card information can save you a lot of time and the hassle involved in manually entering payment details.”
Credit cards let consumers track their purchases.
Are you on a budget this year? Who isn’t, right? With a credit card, you are given automatic access to a bookkeeping system. Simply review your purchases online and/or when you receive your bill to keep track of all of your spending. When using cash, a consumer has to take stock of his or her spending independently. Credit cards help make budgeting easy.
“It's important to stay on budget during the holidays, so you need to be aware of how much you've spent on gifts,” writes Bieber, “Tracking spending manually can be an effective way to keep tabs on how much you're buying, but it can be a pain, and many people won't bother -- or will forget to write down some purchases.”
Do you accept credit cards as methods of payment?
At Unity Payments, we proudly offer Canadian merchants a variety of high-quality payment terminals to enable them to accept credit cards and debit cards. They include the Poynt Newland 910, the Ingenico Desk/5000, the Ingenico Move/5000 and the Poynt C Smart Terminal. To learn all about your options, please don’t hesitate to call us at 1-800-661-3761. You may also email us at info@unitypayments.ca.
