Credit Cards Terminals

Which Credit Cards Give The Greatest Perks?

In our last blog, we endeavoured to answer the question, “What are Canada’s favourite credit cards?” Be sure to give it a read to discover the nation’s top choices for young professionals, those who wish to stay at home and order in and paying for gas and groceries. There are many different credit cards that receive top marks for the perks they provide. But which ones are the absolute best?

American Express Platinum® Card.

According to, it doesn’t get much better than the American Express Platinum® Card. “It starts with the welcome bonus,” details the site, “You’ll kick off your rewards with 100,000 points after spending $6,000 in the first 3 months and making 1 purchase between 14 to 17 months. If you transfer those to Aeroplan at a 1:1 ratio, and you’re looking at a bonus worth up to $2,000.”

The American Express Platinum® Card is also heralded for the incredible perks it offers travellers.  They include discounted fares, airport lounge access and complimentary valet service when travelling through Toronto-Pearson airport. Cardholders also receive access to over 1,000 American Express fine hotels and resorts.

BMO eclipse Visa Infinite Privilege* Card.

With the BMO eclipse Visa Infinite Privilege Card, cardholders earn flexible BMO Rewards on all their everyday spending. They also get five times the points on travel, dining, gas, groceries, and drugstore purchases. In addition, users earn 25% more points when they add authorized users to their accounts. Add to that a $200 lifestyle credit every year and you have quite the perk-filled credit card!

“While the BMO eclipse Visa Infinite Privilege* Card has a high annual fee of $499, it comes with an array of valuable and unique perks, in addition to a rich welcome bonus, a solid collection of complimentary insurance coverages, and a decent rewards earn rate,” adds, “You’ll start with a welcome bonus of up to 50,000 BMO Rewards points after spending $5,000 in the first 3 months and when you keep the card for a year.”

National Bank World Elite Mastercard.

The National Bank World Elite Mastercard is praised for having one of the best insurance programs available for people over 65. It includes 15 days of emergency medical coverage in addition to 10 other types of insurance coverage. Users are also able to earn up to two points per dollar on their purchases.

“With our typical $2,000 monthly spend, this credit card has an average estimated rate of return of just over 1.5%, which is a pretty solid value,” reports, “The perks you get with this credit card are worth an estimated $162 per year PLUS up to $250 in travel fee reimbursements.”

Do you accept credit cards as methods of payment in your store?

With so many credit cards to choose from, Canadians are finding numerous ways to enjoy the various perks of credit card use. At Unity Payments, we believe that the easiest and most convenient way for merchants to accept credit cards is with the Poynt Smart Terminal. To learn all about it, please don’t hesitate to call us at 1-800-661-3761. You may also email us at